WHO WE ARE:
Habitat for Humanity of Miami County, OH (HFHMCO) is a faith-based organization that provides moderate to low-income individuals and families the life-changing opportunity to purchase and own simple, quality, affordable homes.
WHO WE SERVE:
Habitat for Humanity of Miami County, OH defines “need” as someone earning 30-50% of the average median income (AMI) for the Miami County area. That equates to roughly a $18,050 annual income for a family of four at 30% AMI.
WHAT WE DO:
- Habitat for Humanity of Miami County, OH (HFHMCO) cultivates and educates first-time, moderate to low-income buyers within the Miami County area. Volunteers and staff work with potential homeowners to prepare them for long-term, sustainable success as homeowners with roughly six months of education and preparation.
- HFHMCO partners with hired contractors, volunteers, and the future homeowners to build or rehab the homes.
- HFHMCO facilitates the ability for families to help themselves by providing no-profit, no-interest mortgage loans.
- HFHMCO requires families in our program participate in a minimum of 400 hours of “sweat equity”, which includes participating in an extensive set of preparation courses and volunteering on their own home and other Habitat home projects.
HOW WE DO IT:
Habitat for Humanity of Miami County, OH (HFHMCO) relies on Individuals, Churches, Corporations, and Foundations to provide the financial and in-kind resources necessary to construct or rehabilitate the homes. Annually, HFHMCO also relies on hundreds of volunteers that provide the labor to construct and rehab the homes. All this allows HFHMCO to provide monthly mortgage rates around $400 – $600.