Habitat for Humanity Partners with Family to Build Home

Habitat for Humanity of Miami and Shelby Counties is pleased to share that the organization will begin a new housing project in 2024. Families receive a hand up in their homeownership journey by partnering with Habitat for Humanity to build a place they can call home. Habitat and its community allies help families achieve the strength, stability, and self-reliance they need to build better lives for themselves.

 Habitat for Humanity is a financial institution with two Qualified Loan Officers on staff. When they build a home, it is sold to a Partner Family who assumes an affordable 0% interest mortgage. Each home built by HFH of Miami and Shelby Counties is funded by generous donations from local companies.  The labor is completed by partner contractors in addition to dedicated professional volunteers with the help of community members and the homebuyers themselves.

 Each Partner Family is chosen by the HFHMSCO Family Selection Committee which consists of the Qualified Loan Officers and select board members. In addition to verifying a family’s need and willingness to partner with Habitat, the committee assesses their readiness to assume a mortgage.  Committee and family meet and complete a home visit. Partner families are then required to complete up to 400 hours of “sweat equity;” volunteer service that includes helping to build their own home, working in the Habitat Activity Center or ReStore, and taking financial courses and credit counseling.  When the home is complete the family become first-time home buyers!

 On Thursday April 25, Amanda Wion and Nicole Williams signed a partnership agreement marking the start of their homeownership process. Amanda, Nicole, and their four children will participate in the “sweat equity” volunteer service throughout the summer while Habitat is working to secure permits for the build. Construction is tentatively scheduled to begin in Miami County in the fall of 2024.