Do I have need?
- Currently renting over the past 18+ months
- First time homebuyer living in Miami County
Do I meet the credit qualifications?
- Consistent & on-time payment history (rent, utilities, loans)
- Judgment’s and liens must be released
- Bankruptcies must be discharged for at least two years
- Collections must be able to be paid off in less than one year
Do I meet the income qualifications?
- Stable income for the past two years
- What counts as income? Food Stamps, Social Security, Disability, Consistent Child Support, Retirement, etc.
- What does not count as income? TANF, AFDC, Unemployment
- Gross annual combined household income must meet the local median income guidelines.
Are you willing to partner?
- 400 hours of education, community service, and home construction