Why is Habitat Needed?

Habitat for Humanity Troy

Few communities are untouched by the effects of poverty. Miami County is no different. According to the 2010 U.S. Census, 11.3% of Miami County residents are in poverty, which the federal government defined in 2010 as a household income of $22,550 or less for a family of four.

A major barrier to breaking the cycle of poverty is homeownership. Owning a home is a major means in helping provide a stable quality of life for moderate to low-income families. For some though, decent, affordable homeownership is out of reach.

In Miami County, many are paying more than they can afford for housing, not leaving enough for other necessities like good nutrition, health care, transportation, education, or saving for the future.

Habitat for Humanity of Miami County, OH (HFHMCO) seeks to transform lives by partnering with families and our communities to create and preserve affordable homeownership solutions. HFHMCO believes that Miami County will ultimately only be as strong as our weakest neighborhood.

The larger result then is that each successful individual homeownership opportunity we can facilitate will provide the catalyst to transform neighborhoods, ultimately improving the overall Miami County community.

When families have a stable, affordable home, they can:

  • Provide stability for their children
  • Gain improved health, physical safety, and security
  • Increase educational and job prospects
  • Be engaged in their communities

Housing is important to the quality of life, health, and economic prosperity of the entire community.


Inadequate housing impacts health, especially the health of children. After moving into Habitat homes, asthma and allergies are two conditions that dramatically improve in children.

Economic prosperity

A healthy housing market attracts businesses that depend on a range of housing options for their employees.


Stable, healthy housing is one of the most effective strategies for improving school performance in moderate to low-income children.


When people can find good housing that they can afford near their work, it improves our transportation system by decreasing congestion and reducing commuting costs.


Habitat’s commitment to green building produces energy-efficient homes that are more affordable to maintain. Additionally, building housing near public transportation and thriving job centers results in diminished air pollution and congestion.