Frequently Asked Questions

Habitat for Humanity Troy

Does Habitat for Humanity
give the homes away?

Habitat for Humanity offers homeownership opportunities to moderate to low-income individuals and families who are unable to obtain conventional home financing. Generally, this includes those whose income is 30-50 percent of the area’s median income. In most cases, prospective Habitat homeowner families make a $300 down payment.

Additionally, they contribute 400 hours of “sweat equity” on the construction of their home or someone else’s home. Because Habitat homes are built using donations of land, material and labor, mortgage payments are kept affordable.

Will having a Habitat home in a neighborhood reduce property values?

Housing studies show affordable housing has no adverse effect on neighborhood property values. In fact, Habitat homes have proven to increase property values and local government tax income.

Do only ethnic minorities receive Habitat for Humanity homes?

Habitat builds homes in partnership with those in need regardless of race, color, religion, gender, national origin, familial status, disability, marital status, ancestry, sexual orientation, source of income, or other characteristics protected by law. Prospective homeowners must meet three criteria: need, ability to repay the mortgage, and a willingness to partner with Habitat.

Do you have to be Christian to become a Habitat homeowner?

Habitat homeowners are chosen without regard to race, color, religion, gender, national origin, familial status, disability, marital status, ancestry, sexual orientation, source of income, or other characteristics in keeping with U.S. law and with Habitat’s abiding belief that God’s love extends to everyone. Habitat also welcomes volunteers from all faiths, or no faith, who actively embrace Habitat’s goal of eliminating poverty housing from the world.

Did former U.S. President Jimmy Carter found Habitat for Humanity?

The late Millard Fuller and his wife Linda started Habitat in 1976 in Americus, GA. President Carter and his wife Rosalynn (whose home is eight miles from Americus, in Plains, GA), have been longtime Habitat supporters and volunteers who help bring national attention to the organization’s home-building work. Each year they lead the Jimmy & Rosalynn Carter Work Project to help build homes and raise awareness of the need for affordable housing.

How can I get more information?

Learn more about volunteering, sponsoring a home, becoming a homeowner, how we construct our houses, or the Habitat ReStore. With further questions, please contact HFHMCO.